Learn about coverage and costs.
Ends Pre-Existing Condition Exclusions:
Health plans can no longer limit or deny benefits to anyone due to a pre-existing condition.
Keeps Young Adults Covered:
If you are under 26, you may be eligible to be covered under your parent's health plan.
Ends Random Withdrawals of Insurance Coverage:
Insurers can no longer cancel your coverage just because you made an honest mistake.
Guarantees Your Right to Appeal:
You now have the right to ask that your plan reconsider its denial of payment.
Ends Lifetime Limits on Coverage:
Lifetime limits on most benefits are banned for all new health insurance plans.
Reviews Premium Increases:
Insurance companies must now publicly justify any unreasonable rate hikes.
Helps You Get the Most from Your Premium Dollars:
Your premium dollars must be spent primarily on healthcare and not administrative costs.