Coverage & Costs

Coverage & Costs

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Coverage

Learn about coverage and costs.

Ends Pre-Existing Condition Exclusions:

Health plans can no longer limit or deny benefits to anyone due to a pre-existing condition.

Keeps Young Adults Covered:

If you are under 26, you may be eligible to be covered under your parent's health plan.

Ends Random Withdrawals of Insurance Coverage:

Insurers can no longer cancel your coverage just because you made an honest mistake.

Guarantees Your Right to Appeal:

You now have the right to ask that your plan reconsider its denial of payment.

Costs

Ends Lifetime Limits on Coverage:

Lifetime limits on most benefits are banned for all new health insurance plans.

Reviews Premium Increases:

Insurance companies must now publicly justify any unreasonable rate hikes.

Helps You Get the Most from Your Premium Dollars:

Your premium dollars must be spent primarily on healthcare and not administrative costs.