Coverage & Costs

Enjoying the flowersCoverage

Ends Pre-Existing Condition Exclusions: Health plans can no longer limit or deny benefits to anyone due to a pre-existing condition.

Keeps Young Adults Covered: If you are under 26, you may be eligible to be covered under your parent’s health plan.

Ends Random Withdrawals of Insurance Coverage: Insurers can no longer cancel your cover­age just because you made an honest mistake.

Guarantees Your Right to Appeal: You now have the right to ask that your plan reconsider its denial of payment.

 

Costs

Ends Lifetime Limits on Coverage: Lifetime lim­its on most benefits are banned for all new health insurance plans.

Reviews Premium Increases: Insurance compa­nies must now publicly justify any unreasonable rate hikes.

Helps You Get the Most from Your Premium Dollars: Your premium dollars must be spent pri­marily on healthcare and not administrative costs.